Archived Webinar

Obtaining and Documenting Bankruptcy
Reaffirmation Agreements

A NorthLegal Webinar Presented May 12, 2016
Duration: Approximately 2:00 hr:min

Cost/Registration | How to Attend a Webinar
Price reduced to $100 until January 5, 2018!


Enroll Now

Click here to register to watch this program with a coupon code or using a credit card. Call NorthLegal at 623.537.7150 to discuss registration by any other method.

Handout Materials

After enrolling, click here to obtain the handout materials in PDF. Then contact NorthLegal (623.537.7150) to obtain the password you will need to open those materials.


Creditors love them. Debtors' attorneys hate them. Debtors often don't understand them. Courts vary on whether they will approve them. Congress was wary of them and established very specific rules for documenting them. Failing to comply with those rules can have serious consequences immediately or years later.

What are "reaffirmation agreements" anyway?

Why do you want them? Why don't debtor's lawyers and some courts like them? Are they something you are entitled to get? What are your options if you can't get one? Can you get in trouble just for asking for a reaffirmation?

If the debtor will reaffirm, how should you prepare the paperwork? Do you have to use the new forms that were issued in December 2015? What is the "cover sheet" and what risks do you have when preparing it? Some of the things in the official forms don't make sense—can you make changes and, if so, how? Are you better off just letting the debtor's lawyer do the paperwork?

So many questions!

Attorney Eric North has prepared and litigated over reaffirmation agreements for more than 25 years. During this webinar, he will help participants understand what the rules, your rights and your obligations really are. The program will include a discussion of—
What a "reaffirmation" is and what your rights are if the debtor (or the debtor's attorney or the court) refuses to give you one.
How to avoid trouble because of the way you ask for a reaffirmation agreement.
The two deadlines—one hard and one soft—for completing and filing a reaffirmation agreement.
Learn to create agreements that will stand up in court!
Why there are two versions of the official reaffirmation form and how to complete each.
Risks when completing the reaffirmation "cover sheet" and how to deal with them.
Common errors creditors and debtors' attorneys make when completing reaffirmations and reaffirmation cover sheets.
Changes or notations to consider making to the reaffirmation forms and the reaffirmation cover sheet.
What to expect at a court reaffirmation hearing? Do you need an attorney?

NOTE: This program is intended for employees of consumer lending institutions. Please contact NorthLegal Training and Publications to obtain approval before registering if you are not an employee of a consumer lending institution.

The fee to attend this archived program is $160.00 if paid by credit card or $170.00 if paid by check. For that fee, you or someone from your financial institution may view this program as often as you like for a period of 180 days. (NOTE: If your financial institution registered for the live program, you already have free access to the archvied version for 180 days! Contact NorthLegal for information.)

How to Attend a Prerecorded Webinar
To attend this NorthLegal Webinar, please do the following:

Register.  To register online using a credit card, visit the "Enroll Now" link shown in the box at the top of this page. To register by mail, call NorthLegal at 623.537.7150.
Check your email. Within moments after you complete the registration process you should receive two emails.  One will be a receipt for the transaction and the other will contain a link and detailed instructions explaining how to use that link to attend the program. 
Download the handout materials by clicking the "Handout" link shown above.
Call NorthLegal to obtain the password to open the handout materials.

» Archived NorthLegal Webinars
» 2016 NorthLegal Conferences

Speaker: Eric North

Eric North, the primary speaker at the programs listed on this site, has represented the interests of credit unions and other financial institutions as an attorney with respect to litigation, compliance, governance, bankruptcy and collections matters since 1984. Eric has appeared in state and federal courts throughout the State of California, and has argued before the Ninth Circuit Court of Appeal.

Eric is also a nationally recognized speaker on legal issues relating to consumer lending institutions, and has presented hundreds of programs on behalf of national, state and local leagues and associations from around the country.
Watching your training budget? NorthLegal Webinars allow you to train multiple employees for one low fee.

Webinar scheduling conflict? No problem. Now if you register for a NorthLegal Webinar before the program begins entitles you to watch it live AND to watch the archived version as many times as you like for 30 days!  If you can't make the live program, you still have plenty of time to watch at a time that is more convenient for you!