Archived Webinar

Repossessions: California's Special Rules
A NorthLegal Webinar presented November 24, 2020
Duration: 2:30 hours:minutes

Cost | How to Attend | How to Obtain Handouts Register

California is "different" in many ways; some good, some not so much. Nowhere is this more true than in its laws—and its repossession laws are a good example of that. Because of those repossession laws, California continues to have more repossession-related class action lawsuits than any other state.

For example, California has its own variation of the Uniform Commercial Code, which differs significantly from the UCC adopted in other states. As a result, someone familiar with the UCC in Oregon or Arizona, or someone who took general repossession training that was not California-specific, could make significant errors if he or she handled a repossession in California and didn't know how that state's law is different.

To complicate matters, California has an entirely separate and very complex set of repossession rules that sometimes supplement and sometimes even contradict its Uniform Commercial Code! These rules are found in a different place in California law, so a financial institution or attorney from out of state would be likely to miss it without extensive research.

If that isn't enough, California courts have interpreted California's repossession-related laws in surprising ways. As a result, someone could carefully read California's laws and still make errors that lead to losses through litigation.

Lenders who make automobile-secured loans in California, who repossess automobiles in California, or who sue for deficiency balances in California need to know California's unique rules.

Attorney Eric North has represented and taught financial institutions with respect to California's unique repossession laws for more than 35 years and is the author of the California Repossessions Law and Procedures Guide and related forms used by many creditors. During this program, Eric talks with participants about—


NOTE: This program focuses on how California laws differ from those used in the rest of the country, and assumes participants have a general understanding of basic repossession laws.

NOTE: This program is intended only for employees of consumer lending institutions. Please contact NorthLegal Training and Publications to obtain approval before registering if you are not an employee of a consumer lending institution.

The fee to attend this archived program is $190.00 if paid by credit card or $200.00 if paid by check. For that fee, you or someone from your financial institution may view this program as often as you like for a period of 180 days. (NOTE: If your financial institution registered for the live program, you already have free access to the archvied version for six months! Contact NorthLegal for information.)

How to Attend a Prerecorded Webinar | How to Obtain Handouts
To attend this NorthLegal Webinar, please do the following:

Register.  To register online using a credit card, visit the "Enroll Now" link shown in the box at the top of this page. To register by mail, call NorthLegal at 623.537.7150.
Check your email. Within moments after you complete the registration process you should receive two emails.  One will be a receipt for the transaction and the other will contain a link and detailed instructions explaining how to use that link to attend the program. 
Download the handout materials by clicking here.
Call NorthLegal to obtain the password to open the handout materials.
» NorthLegal Webinars
Speaker: Eric North

Eric North, the primary speaker at the programs listed on this site, has represented the interests of credit unions and other financial institutions as an attorney with respect to litigation, compliance, governance, bankruptcy and collections matters since 1984. Eric has appeared in state and federal courts throughout the State of California, and has argued before the Ninth Circuit Court of Appeal.

Eric is also a nationally recognized speaker on legal issues relating to consumer lending institutions, and has presented hundreds of programs on behalf of national, state and local leagues and associations from around the country.

Live program scheduling conflict?

No problem! Registration for a NorthLegal webinar automatically entitles you to watch it live AND to watch the archived version as many times as you like for 180 days! 

If you or your staff can't make the live program, you still have plenty of time to watch when it is more convenient for you!