Upcoming Live Webinar

Bankruptcy 103: Dealing with Nonbankrupt Coborrowers
January 24, 2019 at 10:00 a.m. PST (11 MST, 12 CST, 1 EST)
Estimated Duration: 90 minutes

Cost | How to Attend | How to Obtain Handouts Register

Most collectors know they may not attempt to collect a debt from a borrower who is in a pending bankruptcy; but what about coborrowers or others who are not part of the bankruptcy? The rules are different for Chapter 7 and Chapter 13 cases, but how much different are they?

Chapter 7 and Chapter 13 collectors should consider all sorts of questions before communicating with a coborrower who is not bankrupt: May you answer the coborrower's questions about the borrower's bankruptcy case? May you initiate communications to tell a coborrower about a bankruptcy as long as you don't ask for payment? Does the coborrower have a right to be kept informed about the debt and the bankruptcy? May you repossess collateral owned by a nonbankrupt coborrower? If you already have judgment, may you levy on assets or wages of a nonbankrupt coborrower? Does the purpose of the debt matter?

During this program, participants will learn:

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NOTE: This program is intended only for employees of consumer lending institutions. Please contact NorthLegal Training and Publications to obtain approval before registering if you are not an employee of a consumer lending institution.

Cost/Registration
Until the program begins, the fee to attend is $145.00 if paid by credit card or $155.00 if paid by check. For that fee, you and others from your financial institution may view the live program (from one computer) AND the archived program as often as you like for a period of 180 days.

After the live program has ended, the fee to register for and watch the archived program will be $160.00

Handout Materials
Handout materials will be made available in PDF the day before or morning of the program. When they are ready, an email will be sent to all registered participants and a link will appear on the right-hand side of the page at northlegal.com.

How to Register and Attend a Webinar
To attend this NorthLegal Webinar, please do the following:

  • Register.  To register online using a credit card, click one of the "Register" buttons above. To register by mail, call NorthLegal at 623.537.7150.
  • Check your email. Within moments after you complete the registration process you should receive two emails.  One will be a sales receipt for the transaction and the other be an enrollment confirmation containing a link to attend the program and detailed instructions explaining how to use that link. 
  • Watch for an email the day before the program or the morning of the program telling you that the handout materials are ready to be downloaded.  (A link will also appear on this site's home page when the materials are ready.)

 

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Speaker: Eric North

Eric North, the primary speaker at the programs listed on this site, has represented the interests of credit unions and other financial institutions as an attorney with respect to litigation, compliance, governance, bankruptcy and collections matters since 1984. Eric has appeared in state and federal courts throughout the State of California, and has argued before the Ninth Circuit Court of Appeal.

Eric is also a nationally recognized speaker on legal issues relating to consumer lending institutions, and has presented hundreds of programs on behalf of national, state and local leagues and associations from around the country.

Live program scheduling conflict?

No problem! Registration for a NorthLegal webinar automatically entitles you to watch it live AND to watch the archived version as many times as you like for 180 days! 

If you or your staff can't make the live program, you still have plenty of time to watch when it is more convenient for you!